免税年金(403b)

403(b)和401(a)现金匹配退休计划

We previously communicated that in order to assure the 403(b) Retirement Plan and 401(a) Cash Match Plan (the "Plans") continue to meet the needs of 最靠谱的网赌软件 (ODU) employees, ODU has taken a more proactive role in the management of our retirement plans. This process includes selecting and monitoring the investments and vendors offered to plan participants. 大学退休计划委员会, 与CAPTRUST合作, 一个独立的, 退休计划顾问, 一直在努力精简供应商, while continuing to offer investment choice for the Plans. The overall purpose of this work is to ensure the choices you have as a plan participant will continue to help you successfully reach your retirement goals. You will find the opportunity for lower cost investments and a more diverse investment menu with the changes noted below. 这些变化将于2021年7月生效. The Plans' contribution rates, eligibility and vesting will remain the same.

CAPTRUST

As a reminder, you can call CAPTRUST for help with investments and your overall financial wellness. CAPTRUST serves as the investment advisor to your Plans and works with your retirement plan committee ongoing to monitor the investments within your Plans. If you would like to receive one-on-one investment advice, please visit www.captrustadvice.com 或致电800-967-9948预约. This is a benefit provided to you by ODU at no additional charge.

NETBENEFITS

Regardless of your chosen retirement provider (Fidelity or TIAA), you can learn about the ODU Retirement Plans and access your ODU Retirement Plan accounts through the NetBenefits® website.

  • Log on to your ODU 403(b) and 401(a) Cash Match Retirement Plan accounts
  • 参加计划
  • 更新供款金额
  • 选择或更改您的退休提供者
  • 探索在线退休计划工具

    ODU计划的变更

    2021年12月更新:

    最靠谱的网赌软件 remains committed to providing employees with comprehensive retirement planning resources. We are pleased to announce more enhancements to our 最靠谱的网赌软件 403(b)和401(a)现金匹配退休计划. 2月1日生效, 2022, 富达投资®将支持我们的注册, vendor, investment, 以及减薪(延期)选举程序, regardless of whether you have an account with TIAA or Fidelity.

    这一变化意味着, you will no longer be required to complete paperwork or forms to make updates to your deferral or vendor election (Fidelity or TIAA) for the 403(b) and 401(a) Cash Match Plans. If you already have a salary reduction agreement in place, your current deferral elections will continue without interruption, 你不需要采取任何行动.

    We believe the following enhancements will make managing your retirement account even easier.

    一站式的便利

    从2022年2月开始, an updated NetBenefits® website will be available for all your retirement account needs. 不管你是在富达还是在TIAA有账户, a NetBenefits account will provide you with the ability to:

    • View your account balance with Fidelity and/or TIAA
    • View or change the amount you are putting in the 403(b) Plan
    • 更换退休供应商,Fidelity和/或TIAA
    • Access links to specific retirement provider account information
    • Enroll in the 403(b) and 401(a) plans and select your retirement provider(s), Fidelity和/或TIAA作为新参与者

    Netbenefits.com/odu
    在富达有账户的员工 will continue to use their current NetBenefits username and password to log on and manage their account.

    TIAA.org/odu
    拥有TIAA账户的员工 will need to create a username and password to be able to access NetBenefits.

    一旦登录, all employees can view account balances and access links to manage investment allocations or to initiate transactions for your retirement plan account.

    重要提示:

    当我们过渡到新的过程, there will be a brief period during which you will be unable to change your deferral amount or your vendor election. The last day you make these transactions through your Benefits Office, using a paper form, will be 2022年1月10日. You can make these changes online through your new NetBenefits login beginning 2022年2月1日.

    All employees will be able to log on to their Fidelity NetBenefits account at www.netbenefits.com/ODUbeginning 2022年2月1日 to make the above changes. 如果你对这些变化有任何疑问, please contact Fidelity at 800-343-0860 or your benefits office.

    学习更多的机会

    ODU is committed to providing retirement planning resources to assist you and will offer several virtual town hall sessions, 与CAPTRUST联合主办, Fidelity和TIAA.

    Individual financial counseling sessions will be available with Fidelity和TIAA. To schedule an individual session with your chosen vendor:

    ODU is committed to providing retirement planning resources to assist you and will offer several virtual town hall sessions, 与CAPTRUST联合主办, Fidelity和TIAA.

    Individual financial counseling sessions will be available with Fidelity和TIAA. To schedule an individual session with your chosen vendor:

    Contacts

    HR Benefits
    If you have questions about the changes, please contact Brenda Johnson in the ODU人力资源福利团队 by email at bmjohnso@atlas-japantour.com 或者拨打757-683-3051.

    富达投资集团

    TIAA金融解决方案